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Saturday, August 4, 2007

  一天,國王起個大早,決定在王宮中四處轉轉。當國王走到御膳房時,他聽到有人在快樂地哼著小曲。循著聲音,國王看到是一個廚子在唱歌,臉上洋溢著幸福和快樂。


國王甚是奇怪,他問廚子為什麼如此快樂?廚子答道:「陛下,我雖然只不過是個廚子,但我一直盡我所能讓我的妻小快樂。我們所需不多,頭頂有間草屋,肚裡不缺暖食,便夠了。我的妻子和孩子是我的精神支柱,而我帶回家哪怕一件小東西都能讓他們滿足。我之所以天天如此快樂,是因為我的家人天天都快樂。」  


聽到這裡,國王讓廚子先退下,然後向宰相咨詢此事,宰相答道:「陛下,我相信這個廚子還沒有成為99族奴。」  國王詫異地問道:「99族奴?什麼是99族奴?」  宰相答道:「陛下,想確切地知道什麼是99族奴,請您先做這樣一件事情:在一個包裡,放進去99枚金幣,然後把這個包放在那個廚子的家門口,您很快就會明白什麼是99族奴了。」


國王按照宰相所言,命人將裝了99枚金幣的布包放在了那個快樂的廚子門前。  廚子回家的時候發現了門前的布包,好奇心讓他將包拿到房間裡,當他打開包,先是驚詫,然後狂喜:金幣!全是金幣!這麼多的金幣!廚子將包裡的金幣全部倒在桌上,開始查點金幣,99枚?廚子認為不應該是這個數,於是他數了一遍又一遍,的確是99枚。他開始納悶:沒理由只有99枚啊?沒有人會只裝99枚啊?那麼那一枚金幣哪裡去了?廚子開始尋找,他找遍了整個房間,又找遍了整個院子,直到筋疲力盡,他才徹底絕望了,心中沮喪到了極點。  


他決定從明天起,加倍努力工作,早日掙回一枚金幣,以使他的財富達到100枚金幣。由於晚上找金幣太辛苦,第二天早上他起來得有點晚,情緒也極壞,對妻子和孩子大吼大叫,責怪他們沒有及時叫醒他,影響了他早日掙到一枚金幣這一宏偉目標的實現。他匆匆來到御膳房,不再像往日那樣興高采烈,既不哼小曲也不吹口哨了,只是埋頭拚命地幹活,一點也沒有注意到國王正悄悄地觀察著他。  看到廚子心緒變化如此巨大,國王大為不解,得到那麼多的金幣應該欣喜若狂才對啊。他再次詢問宰相。宰相答道:「陛下,這個廚子現在已經正式加入99族奴了。


99族奴是這樣一類人:他們擁有很多,但從來不會滿足,於是拚命工作,為了額外的那個『1』,他們苦苦努力,渴望盡早實現『100』。原本生活中那麼多值得高興和滿足的事情,因為忽然出現了湊足100的可能性,一切都被打破了。他竭力去追求那個並無實質意義的『1』,不惜付出失去快樂的代價,這就是99族奴。




 哲理警示擁有很多財富時就會從此不滿足
小故事:

  蘇珊的丈夫嗜酒如命,蘇珊容忍了許多年,最終作出了一個痛苦的決定,帶著年幼的孩子離開他。事實上,即便是和丈夫離婚之後,蘇珊和他之間的麻煩依然持續著。蘇珊意識到,除了離開這個城市,自己別無選擇。但一次又一次,蘇珊無法下這個決心,她愛她的房子,她愛她的鄰居,這裡的許多東西都讓蘇珊留戀。  蘇珊找到一家房地產公司,將她的房子掛在了「待售」榜,並向1400里以外的西雅圖傳去了她的工作申請單。然後,蘇珊回到家中,等待了許多天。一個月後,蘇珊又換了兩家房地產公司,但仍然沒有找到房子的買主



蘇珊覺得,賣不掉房子,她可能就沒有能力離開這個城市了。  離婚的壓力、生活的艱苦幾乎使蘇珊崩潰,睡眠也因此變得異常困難。事實上,蘇珊能夠很快入睡的唯一地方是在教堂。每星期蘇珊都要到那裡,坐在教堂的第三排或者第四排,不長時間便昏昏欲睡……  春天來了。已經過去了六個多月,蘇珊的房子仍然沒有賣出去。


又是一個禮拜天,理查德牧師召集孩子們作禱告。當孩子們在他的面前坐好,他從口袋裡掏出了一卷1元的紙幣,在每個孩子手中放上一張。然後,他伸進另一個口袋,掏出一張10元的鈔票。  「你們也能擁有這張10元鈔票,」他將10元的鈔票高高舉起。孩子們聚精會神地坐著,手中緊緊攥著1元的紙幣,「但是,要想得到這個,你們必須丟掉你們已經得到的紙幣。」  這真是有趣的一幕。那些孩子中沒有一個願意丟掉他手中的1元紙幣。儘管他們的年齡,已經足以讓他們知道,10元要遠多於1元。最終,理查德牧師將他的 10元鈔票又放回了他自己的口袋中。



這個小演示,使蘇珊在教堂習慣性入睡之前,思索了好一會。蘇珊突然知道自己做錯了什麼———她正用她的手緊緊攥著一枚硬幣,而這是一枚破舊不堪的硬幣———也就是她太愛她的房子,太留戀她已經熟悉的環境。但是在潛意識裡,蘇珊並沒有足夠的把握,在西雅圖就一定有一張「10元鈔票」在等著她。每當蘇珊想到這裡,就覺得移居出去,就像在茫茫黑暗中,有一條溝壑,讓她不寒而慄。  又經過了一些時候的心理磨練,當「1元和10元」的警示不斷出現在蘇珊的腦海中時,蘇珊知道她必須離開了。遠離她多年的習慣,必須作出一次大的跨越。於是,蘇珊告別了那枚破舊的1元硬幣,和孩子在西雅圖開始了新的生活。 


 的確,在西雅圖,蘇珊實現了暢銷作家的夢想,儘管這個夢想被延誤了很長時間。它同時也讓蘇珊擁有了一個情投意合的新丈夫,三個孩子以及三個孫子。  蘇珊的「10元」包含了晚年生活中蘇珊根本無法想像的幸福。但是,蘇珊清楚地知道,在她能夠擁有現有幸福中的任何一項之前,是她毅然張開了自已的手———不拋棄手中原來僅有的就得不到後來更多的。



哲理警示:不拋棄手中原來僅有的就得不到後來更多的。

Friday, August 3, 2007

我们假设有五个投资者:
每年2000元供投资用:


  • Peter Perfect。他是一个完美的市场预测者每年都能在股市最低点,投资2000元。
  • Ashley Action。她很冲动,每年一拿到2000元,就立刻投资股市。
  • Matthew Monthly。他很稳健,把2000元分成12等分,每个月投资。也就是所谓的平均成本法
  • Rosie Rotten。她是最蹩脚的投资者,每年都在股市最高点,投资2000元。
  • Larry Linger。他每年把2000存起来(债券)。

他担心自己会买在股市最高点,一直等待股市大跌,才决定投资。根据那篇文章统计出来,从1987年到2006年共20年,投资在S&P500指数上。谁是大赢家呢?Peter Perfect第一,20年后,他共有146,761元

但出人意表的是,Ashley Action居然是第二,她共得到141,856元,仅仅输给Peter 4905元。至于稳健的Matthew排第三,共有134,625元。

而最蹩脚的Rosie也不算太差,有123,594元,僅输给Ashley 18,262元。

那一直担心会买在股市最高点的Larry,最后还是没入市,而债券仅仅让他得到了61,622元。

这个故事告诉我们什么?只要你有多余的钱,不必等了,直接就拿来投资。没有人能够象Peter每次都买在最低点。即使你的运气差到每年都买在最高点,你的投资回报也不会输给Peter多少。我读了这篇文章,对这次的股市大跌就心安了。只要我还有固定收入,每年,每月,有多余的钱,找只好股来投资就可以了。我们无法预测股市现在是高点,还是低点。但长远来说,股市是向上的。只要我们买的是好股,就不用担心太多了。

My dairy at 3/8/2007


3/8/2007---Today me no school,because lazy so ponteng school,hehe actually today I go see dentist.then i make 1 call ,that call is call my remisier to send back the money to my public bank accaunt.
11am, I go to public bank for register 1 ATM card, but the bank people say me not 18year old, cannot register must take my kertas lahir to show them .So today me cannot get my second ATM card.I decide next friday go register again.
At 1 pm, I was eat a plate of Indo mee +teh ais total RM3.80 at a mamak stall , this is the only spend of today.After that I go back home,open computer doing my share market research,and make many call untill 5.30pm.TOday the closing market was raise little bit. I also earn a bit today.
7pm, I was write 2 Post in my blog and add 2 webtool in my blog that is world clock and music zone.Start from today when you come my blog you may hear some nice music.8.30pm I was go see my favourite movie(korea movie) and 10,45pm I was see the newspaper today and the televisyen news today.Now is the age of media,I would like to force myself reading the media news on internet,televisyen and newspaper to let my mind and knowledge more update .
11p.m. I read the forum and lastly update my blog ,then go to bed add sleep.This was a day of mine,hope tomolo I have a more nice day.GOod nite.*

If you got RM10000???


If you want invest RM10000 in share market, you will throw them in 1 stock,or seprate to many stock??
If you throw all money in one share,the risk is high,because the break even point is in the only 1 share ,If you choose wrong company,then you may loss you money .Other side,If the company is good company,you can get earn a lot.
If you seprate to many stock ,you may also sprate the risk,but you only buy little amount on few share ,and you must do many work to think what share you want to buy.Maybe some will earn or also maybe some will let you loss money.
I more prefer on throw all money in 1 stock,because if only buy 1 stock , althought the risk is high but I no need buy many stock and just concentrade on this stock,and I also can earn more,because I believe no risk no earn.

What stock you choose???


In our life,when you start invest in stock market,one thing is hard to choose:



  • Low price stock

  • bluechip stock

Many people start to invest in share ,they must start to know how to choose stock,some people like to choose low price stock,some people ike to choose bluechip stock.You know what is low price stock and what is blue chips stock ???


Low price stock ----Share that low price ,and not a good company but also not a very bad company.Example:JOHAN,OPENSYS,Dbhd........


BLuechips stock----Share that normally have a littler bit expensive price,A good company ,a good magnement,a stable company,a good finiancial result,and some also is composite index company.Example :Genting,IOI,Publicbank.


When we choose stock,many people would like to buy Bluechips stock,because bluechips stock will not easy make you loss money.Do you think Genting will bankruptor loss money?the percentage is very low ,I think 1 %only.If you become the big capital company share holder ,you may get dividen or some vocher from this company few time in 1 year.BLuechips company also fast easy to grow on the share price ,but also got some bluechip company very stable price maintain at 1 level price .Example TM(telekon Malaysia),this company long time no raise ,it history price only around RM10,The share holder maybe only can get dividen,and hard to earn money from the share price.


Beside that,some blue chips company share price was grow very fast,like Genting ,Digi,IOI.This kind of stock was grow very fast in 2/3 year,Example last time the DIgi onlyRM8, but now the Digi already RM21=(more than 200%return)and not include the dividen every year.That is a good return to one investor.


Now we talk about low price stock,normally why the stock price so low is because the company always loss money in his finiancial result,the magnement is not good,or also the company capital not really very big.EXample,Gtronic,Dbhd,Johan.If this kind company want go grow faster got few idea.there are goreng by investor,many volume in 1 day to buy this share, or there finiancial result better than last term,they sell their porperty to pay the loan or debt.Have some good news.Example,link with govement,Govement become share holder of the company,merge with other company,foregin investor support it , and more......


Actually low price stock also got dividen,but the dividen is not higher than the bluechips stock,low price stock good own advantage,If the share price is low,you can get buy more volume,compare with bluechips stock.Sometime low price stock can let you earn fast cash because the low price stock volume is higher than bluechips stock,but there not so stable.Sometime low price stock also have good company.Example:Tomei


Conclusion,Bluechips stock have a good future,but the stock price must be expensive,and stable,IF you want to keep you money get high return and high dividen in long term(5year or more than 5 year),I suggest you should buy blueschips stock.If oyu wan earn fast cash,and play short term,you can choose low price stock ,the change of it will very big in one day,you may earn the margin of it.SOme time investment share also must be have some luck beside skill.


30%luck,70% skill.(I wish every investor have a good luck everyday)


My advice:When a stock high price or grow up fast, you must find the answer WHY


WHen a stock low price or drop fast,you must find the answer WHY


If no WHY in your mind ,then you should be careful because ....


* WHY is very good word in our life to solve problem*




Thursday, August 2, 2007

国家银行发表的汇率行情:2/8/2007
1美元---------------3.4650/usa
1新元---------------2.2787/singapura
100日元-------------2.9181/japan

TOday international oil price is :76.25us dolar (-0.28)=RM263.82
  • this few day the oil price was drop and start to stable.
  • Usa share market was start to grow back
  • But (KLSE)share market Malaysia today morning is grow little bit ,but second trading season Malaysia composite index was drop.
  • My blog now add 1 calculate loan calculater at the right hand side .Enjoy to use it.

my diary at 2/8/2007


2/8/2007----Today I go to school by bus then go school at 8.a.m. today Form5 got english seminar,so I can skip 2 hour class,but learn many thing in this 2 hour,after that I eatting alone in the class room like usual,after finish school,I wait my brother come to pick me.After that we go eat chicken rice together then go back home.



5.30pm, my mother has go to hospital at Bangsar to visit my grandmother,so no body cooking at home ,my father suggest we go out eat together.After we take bath,Me ,my brother,and my father go resturant eat together.


Then we go hospital together visit my grandmother,about 10.30p.pm we go back home together.WHen reach home I was open my computer see the same thing,research the stock market today.TOday the stock market still not very good but a bit better than yesterday,If we play future must can earn money.Because Future can earn money when market drop 1 point is RM50.I was very happy today because tomolo me ponteng school,actually cannot say ponteng school.that is because tomolo I need to see dentist.


Hope tomolo have g bull market,because USA market start to grow back.Good nite,and hope tomolo have a wonderful day.

Wednesday, August 1, 2007

My dairy at 1/8/2007


1/8/2007---TOday is first day of august I wake up early and go to school by bus .At school break time,i was study SEJARAH at class and also eat my breakfast at class,because today is my Sejarah Exam.
12.50p.m. is my lunch time ,I go to Library and open the share market and see the share market(KLSE)today ,Today the Malaysia share market was drop almost 40point.and over1000 stock in Malaysia was drop .I think is effect by the USA share market, because USA share market yesterday drop 100point.I can feel tomolo must have many people buy back at tomolo.Luckylly I still got Rm15000 to buy after selling my TIME.I think tomolo I can put my money into share market again.
3.30p.m. I finish my school and walk to tuisyen centre,today is my favourite class(accaunt class ), I was learn many thing in my accaunt class,now i become confident in acaunt .
7.15p.m. I go back home and eat my dinner .After that open my computer to do the samething,research share market today,over 1000 stock was drop today all is red digit number, I think tomolo is the change to buy share,I make decide to buy 10 lot ZECON at RM1.65.Because this stock nice and cheap.After 2hour do report of stock market today , I was feel tired,but I still read the newspaper today,then I only go to sleep.

Tuesday, July 31, 2007


生意成功基本规则:


  • 做生意从小做起,不要因小而不为.

  • 从先挣几元钱开始,目标先定的低一点,增加成功的胜算.

  • 不断提升你的服务和技术,不断扩展你的生意渠道,不断增加你的潜在客户.

  • 要善于发散思维.

  • 要有坚定的信念,一件事只要有3个人认同,就值得去做,等10个人都认为可行时,就已经没有跟风的必要了.

  • 用人不疑,疑人不用,该放权时就放权.

  • 成功控制到每一分,盈利增加到极限.

  • 不屈不饶的战斗意志

  • 创业要有好创意,要善于发现别人不注意的商机.

  • 准备到有一半的把握时,就要开始去做了,十全十美的准备是不可能的.

My dairy at 31/7/2007


31.7.2007--- Last day of july,19 more day is my 17year old birthday, and i start to get lesen at that day,TOday like normal me wake up early and go to the school by bus,yeasterday i was dream i get the car lesen and drive to school.haha^^



Today me no take handphone go school so me today more hardworking on study,because my handphone always got call from remisier,but today i wan peace with stock market, LIke normal at break time i stay at class eat my breakfast and lunch time go Library play computer and read forum at there.


Me is a poor soscial skill guy so less friend,but anyway i enjoy my life now,hope after SPM can reformat my life.Make more friend .


3.30p.m. finish school ,I call my father and pick me at school,after come back home I doing again same thing that is research the share market,and look back the history of share market today,and other investment work.


At 8.30pm i was see my favourite movie in 8tv,that was a korea love story movie,because me ho girlfriend now,but i enjoy me investment life,after finsih the movie I will come back room and do research and make record of the share market today.Today I was looking a stock code is BANENG and......(scret)because ........


After i put my msn in my blog, I was know many investment friend,they teach me a lot,and make many firend in the internet net life,but not in real realistik life.ok today i Stop here .Good nite.This is my boring life and repeat it everyday.


exchange rate

国家银行发表的汇率行情:Bank negara exchange rate at 31/7/2007

1美元---------------3.4540/us
1新元---------------2.2851/singapura
100日元-------------2.9030/japan
71英镑---------------7.0113/england(UK)

international oil price----76.83(RM265.06)

Monday, July 30, 2007

My 30/7/2007 diary


Today i wake up early and go to school,last friday the share market was drop, lucky my (TIME&TIMECOM)no drop,but I sell them already.Many people also tell me this monday maybe still drop.


Today me study hard at class,lunch time I go my school library to see the stock market,it was still drop at the morning.But my TIME&TIMECOM still raising.After finish school ,I was walking to my tuition centre and continue my study (before tuition i was make 1 call that is call my remisier buy ZECON at RM1.90 because my uncle working and get some news in this company ).


AT 6p.m. i was come back home, the first thing i do at the room is open computer and start to watch today share market,today the share market not bet,many stock are raise back,but the composite index still drop about 2point.Most of the stock is raise ,and my ZECON also done in RM1.90,the closing price of ZECON today is RM1.90.but nvm I take ZECON as long term invest,this stock also want to give dividen soon, I can take the Dividen go see movie hehe.I calculate the dividen already is about RM500.


THen i was checking all the forum and see back the share market today by http://www.hlgebiz.com/

this was the good system provide by hongleong,i can use it to see the history today.


9p.m., I forgot to eat dinner,so I quickly go eat dinner and see awhile movie.THen i am writting this blog ,now i want go to sleep . From today i will write my daily life is this blog .Thanks for support.

exchange rate

国家银行(bank negara)发表的汇率行情:Exchange rate update at 30/7/2007

1美元us---------------3.4675

1新元Amerika---------------2.2885

100日元Japan-------------2.9289