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Friday, October 12, 2007

Why no money?


Why people always say no money?Because their do not plan for their own finiancial properly.When your spend more than your income and without saving in a month.That mean there is a problem in your individu finiancial.
When you face this problem, don't want nervous and try to get more money from the illegal or legal Finiance Agency to slove this money problem(not enough money to spend).This will make more problem for you monthly finiancial .Example:credit card,personal loan.......
Those Finiance Agency product will make you more spend in future.EXample :
  • PAY THE INTEREST
  • PAY THE CAJ BANK

Those fee will make you future more worst.THen how to solve this problem:

  • SPEND LESS
  • SPEND WITH SMART
  • FIND OTHER WAY TO INCREASE THE INCOME
  • TRY TO DECREASE OTHER EXTRA SPEND BESIDE BASIC LIVING NEED

How to that:

  1. We can list out our nett income
  2. We can list out our spend
  3. We try to control our desire
  4. We can try to live a simple life with basic living need(small house,small car or motor,eat lightly..........)
  5. After that, we only try to increase our income (working part time,find some MLM ,try to earn commision, invest some low risk investment, find some job provide living place and other benefit )but don' try to invest share market,because it is a HIGH risk market.
  6. When you keep this life style longer, you will find many benefit to you,when you have extra money must remember to SAVING.

**********Why Saving...................................(to be continue ^^ I gtg bye)***********

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