Saving is good for our future,we can get many benefit when we have this attitude .The profesional say: we should prepare about 6 month salary for our saving .What benefit when we saving?
- We can use it when something emergency happen
- We can make our hope become truth.Example:Travel around the world,build a dream house or a dream car
- We also can invest our saving money to make more money.Example : unit trust,small business and share market.
- We also can use that money for our education or our child education
- With saving, can control us without spend our money maksimum.
Saving can make our life better and make us no to face for the finiancial problem, so saving is important for a individul,a family ,even a country.How to saving???
- We can control ourself saving minimum Rm1 per day
- We can put the saving money into a bank with open a saving account .
- When you have a certain amount of saving you can put in Fix deposit to get more higher interest with low risk.
- Beside this you also can invest a medium risk unit trust ,it maybe give u dividen that higher then fix deposit.
- Share market is that higher risk finiance product, but it can give u a great return but also can make u loss all your saving.
- Another idea is buy some prenium,it can be saving/investment and also give u a protection for your life.
My suggest is your can make your saving to few investment 40%for fix deposit /saving account, 30%for your unit trust because the risk not so high but can get more dividen,20%for your prenium that can protect us in life and also can be a investment product ,and lastly 10 %for share market because it is the most high risk investment product.Remind ,Don't try to invest share market without any knowledge ,you should get more knowledge before invest share ,If you invest share without knowledge,you will get another thing, that is experience,but this thing will make you pay(loss) fee for this knowledge.SO be prepare before involve in this market.
*******INVESTMENT ALWAYS GOT RISK , SO BETTER DON'T PUT ALL YOUR SAVING FOR INVESTMENT**********